Collect copays, process HSA/FSA cards, and manage patient billing — all on Clover's Healthcare SaaS plan. ARCA provides the payments backbone, setup, and compliance-ready support.
Get startedPCI-DSS compliant · HSA/FSA ready · US-based support
Select your practice to see how Clover Healthcare + ARCA work for you.

High-ticket treatments, membership plans, and retail skincare — with consultation deposits and package tracking built in.

Collect copays at check-in, process treatment plan deposits, and bill patients for the balance after insurance — all from one system.

The backbone of outpatient medicine. Process dozens of copays daily, bill self-pay patients, and manage card-on-file for recurring visits.

Recurring visit packages, per-visit copays, and supplement sales — with quick checkout between adjustments.

Eye exams, frame and lens sales, contact lens orders, and insurance copay collection — optical retail meets healthcare billing.

High visit frequency means fast copay collection is critical. Process 20+ copays per day without slowing down the schedule.

Process prescription copays, ring up OTC products, and manage front-end retail inventory — fast checkout for high daily volume.

Medical specialists see fewer patients at higher ticket values. Collect copays, process procedure deposits, and bill balances after insurance — across any specialty.

Discreet copay collection, recurring session billing for cash-pay clients, and card-on-file for no-show fees. Built for the sensitivity this space requires.

High walk-in volume with varying copays, self-pay patients, and insurance complexity. Speed at the front desk is everything.
"We process 80+ copays a day and the Mini handles it effortlessly. HSA cards work every time. Setup took less than an hour with ARCA."
"Our med spa does $3K–$8K treatment packages. The 0% processing alone saves us over $2,000 a month. Patients love the tap-to-pay."
"Switching from our old terminal was painless. The Compact sits right in each operatory — patients tap and go. Front desk loves it."
The Healthcare SaaS plan runs on Mini, Flex, and Compact — pick the combination that fits your practice.

Full-featured POS in a compact footprint. The anchor device for most practices.

Handheld with built-in printer and NFC. Bring payments to the patient.

Wireless tap-to-pay for fast copay collection at any station.
Tell us your patient volume and workflow — we'll recommend the right device mix. No obligation.
Tap, chip, swipe, HSA, FSA, HRA, Apple & Google Pay
End-to-end encryption on every transaction
Card on file, visit history, and billing records
ARCA dual pricing — fully compliant
Email and text receipts for patient records
Revenue by provider, location, and service type
Keep collecting copays if Wi-Fi drops
QuickBooks, scheduling, and practice tools
ARCA sets up your Clover Healthcare SaaS, handles processing, and provides ongoing support — so you can focus on patients.
Get started with ARCA